Legal information
The information on this website may be distributed prior to the commencement of any public offering and prior to the publication of the respective sales documents (in particular sales prospectuses, basic information sheet, securities information sheet). The information on this website is advertising. The information does not contain complete information on the financial instruments mentioned, it does not constitute a public offer or an invitation to subscribe, nor does it constitute an individual investment recommendation. The acquisition of these financial instruments is associated with considerable risks, whereby in particular a total loss of the capital invested by the investor is also possible. Only the respective published sales documents (in particular sales prospectuses, basic information sheet, securities information sheet), which are published and made available before the start of the respective public offering of the respective issuer, are authoritative and legally binding. Each interested party is required to read the respective sales documents prior to its investment decision in order to fully understand the potential risks and opportunities of the decision to invest in the financial instrument. The (prospective) approval or permission to publish the respective sales documents by the competent authority is not to be understood as an endorsement of the financial instrument offered.
Any statements on future market developments are forecasts. Information on this website regarding past performance and forecasts are not reliable indicators of the future performance of the respective financial instrument.
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General
- How long has the VIVAT been in the market?
VIVAT Solution was founded in August 2012. The cooperation of three renowned companies in the financial sector made it possible to launch a product that is as sophisticated as it is accessible to everyone. Based on innovative thinking and more than 100 years of experience in the investment sector, these companies developed the "Multitalent" concept.
More details can be found in our history section
- What about tax?
The current interest income from the subordinated loans represents earnings from capital assets pursuant to Section 20, Subsection 1, no. 4 of the Income Tax Act (EStG) and is subject to capital yields tax plus church tax of 8 % or 9 % depending on the respective Federal state in the event of church affiliation. In this respect, the tax rate is 25 % plus 5.5 % solidarity surcharge, i.e. a total of 26.375 % plus any church tax.
The capital yields tax as well as the solidarity surcharge (a total of 26.375 %) are paid over to the respective responsible tax office by the company by way of deduction at source. The investor receives a certificate for this tax payment.
This information applies to investors domiciled or habitually resident in the Federal Republic of Germany. For investors from other countries, deviating regulations may result from the respective national law. If you have any questions in this regard, please contact your tax advisor.
- What happens if the contract is terminated early?
In principle, all contracts are concluded for a fixed term. Termination rights of the investors and the respective issuer (early termination) result from the terms and conditions of the respective investment product.
